Job Description for Credit Officer
1. Prepare monthly activities plan and submit to Supervisor
2. Evaluate credit worthiness by processing loan applications and documentation within specified limits
3. Interview applicants to determine financial eligibility and feasibility of granting loans
4. Determine all applicable ratio and metrics and set up debt payment plans
5. Disburse loan to clients and collect all document collateral and clear all document to credit admin on time.
6. Follow up overdue payment loan, overdue collection and following up loan disbursement as guideline.
7. Travel to meet the target clients for any further process of loan within the limitation area.
8. Operate in compliance with laws and regulations and adhere to lending compliance guidelines.
9. Prepare monthly productivities report to supervisor
10. Perform other duties is assigned by line manager